ISLAMABAD: The federal government has revised upwardly the rates of profit on National Saving Schemes (NSS) instruments with effect from Tuesday. Updated profit rates effective from October 2010 are as under;
Rates Applicable On Bahbood Savings Certificates
Effective Period | Monthly Profit on Each Rs.100,000/- (Rs) |
Rate (% p.a.) |
|
From | To | ||
01-Jul-03 | 30-Jun-05 | 840.00 | 10.08% |
01-Jul-05 | 04-Jun-06 | 920.00 | 11.04% |
05-Jun-06 | 22-Jun-07 | 960.00 | 11.52% |
23-Jun-07 | 23-Jun-08 | 970.00 | 11.64% |
24-Jun-08 | 30-Sep-08 | 1130.00 | 13.56% |
01-Oct-08 | 30-Nov-08 | 1250.00 | 15.00% |
01-Dec-08 | 31-Mar-09 | 1400.00 | 16.80% |
01-Apr-09 | 30-Jun-09 | 1342.00 | 16.10% |
01-Jul-09 | 30-Sep-10 | 1180.00 | 14.16% |
01-Oct-10 | Till Date | 1220.00 | 14.64% |
Note: The above monthly profit has been worked out on Rs.100,000/-.
You can easily calculate profit on your investment by dividing the
relevant amount of the table with 100,000 and then multiplying
with the amount you have invested.
PROFIT RATES – DEFENSE SAVING CERTIFICATES (DSC)
Effective Period | Rate (% p.a.) |
Payable Amount (Principal + Profit ) On Investment of Every Rs.100,000/- On Completion Of | ||||||||||
From | To | 1st Year | 2 Years | 3 Years | 4 Years | 5 Years | 6Years | 7 Years | 8 Years | 9 Years | 10 Years | |
25-Nov-93 | 12-Nov-96 | 16.00% | 113,000 | 128,000 | 147,000 | 170,000 | 198,000 | 232,000 | 272,000 | 319,000 | 375,000 | 441,000 |
13-Nov-96 | 13-May-99 | 18.04% | 114,500 | 132,000 | 153,000 | 178,000 | 208,000 | 246,000 | 294,000 | 354,000 | 429,000 | 525,000 |
14-May-99 | 31-Dec-99 | 15.97% | 112,000 | 130,000 | 150,000 | 172,000 | 200,000 | 232,000 | 270,000 | 316,000 | 380,000 | 440,000 |
01-Jan-00 | 30-May-00 | 15.01% | 111,000 | 128,000 | 146,000 | 166,000 | 192,000 | 221,000 | 253,000 | 295,000 | 352,000 | 405,000 |
31-May-00 | 30-Jun-00 | 14.01% | 109,000 | 121,000 | 138,000 | 157,000 | 184,000 | 210,000 | 238,000 | 275,000 | 322,000 | 371,000 |
01-Jul-01 | 31-Dec-01 | 15.01% | 110,000 | 123,000 | 142,000 | 162,000 | 192,000 | 221,000 | 254,000 | 295,000 | 348,000 | 405,000 |
01-Jan-02 | 30-Jun-02 | 14.13% | 109,000 | 121,000 | 138,000 | 157,000 | 184,000 | 210,000 | 238,000 | 275,000 | 322,000 | 375,000 |
01-Jul-02 | 31-Dec-02 | 11.61% | 107,000 | 115,000 | 124,000 | 135,000 | 149,000 | 165,000 | 186,000 | 210,000 | 250,000 | 300,000 |
01-Jan-03 | 30-Jun-03 | 10.03% | 106,000 | 113,000 | 121,000 | 130,000 | 140,000 | 154,000 | 171,000 | 192,000 | 222,000 | 260,000 |
01-Jul-03 | 31-Dec-03 | 8.50% | 105,000 | 111,000 | 118,000 | 126,000 | 135,000 | 145,000 | 157,000 | 174,000 | 197,000 | 226,000 |
01-Jan-04 | 21-Jun-04 | 7.96% | 104,000 | 109,000 | 114,000 | 120,000 | 127,000 | 138,000 | 150,000 | 165,000 | 188,000 | 215,000 |
22-Jun-04 | 30-Jun-04 | 8.15% | 104,000 | 109,000 | 114,000 | 120,000 | 127,000 | 138,000 | 150,000 | 165,000 | 188,000 | 215,000 |
01-Jul-04 | 30-Jun-05 | 8.20% | 104,000 | 109,000 | 115,000 | 120,000 | 130,000 | 139,000 | 150,000 | 166,000 | 189,000 | 219,000 |
01-Jul-05 | 05-Jun-06 | 9.46% | 105,000 | 112,000 | 119,000 | 128,000 | 138,000 | 150,000 | 163,000 | 183,000 | 211,000 | 247,000 |
05-Jun-06 | 22-Jun-07 | 10.03% | 106,000 | 113,000 | 121,000 | 130,000 | 140,000 | 154,000 | 171,000 | 192,000 | 222,000 | 260,000 |
23-Jun-07 | 23-Jun-08 | 10.15% | 107,000 | 116,000 | 126,000 | 138,000 | 151,000 | 166,000 | 184,000 | 206,000 | 232,000 | 263,000 |
24-Jun-08 | 30-Sep-10 | 12.15% | 108,000 | 118,000 | 129,000 | 142,000 | 158,000 | 177,000 | 201,000 | 230,000 | 265,000 | 315,000 |
01-Oct-10 | Till date | 12.60% | 108,000 | 117,000 | 128,000 | 140,000 | 158,000 | 180,000 | 210,000 | 245,000 | 285,000 | 327,630 |
PROFIT RATES – SPECIAL SAVINGS CERTIFICATES (SSCR)
Effective Period | Periodical Profits On Investment of Each Rs.100,000/- After Completion Of | |||||||
From | To | 06- Months | 01-Year | 1 1/2 Year | 2 Years | 2 1/2 Years | 03-Years | |
13-Nov-96 | 13-May-99 | Rate (% p.a.) | 16.00% | 16.00% | 16.00% | 16.00% | 16.00% | 18.00% |
Profit (PKR) | 8,000.00 | 8,000.00 | 8,000.00 | 8,000.00 | 8,000.00 | 9,000.00 | ||
14-May-99 | 31-Dec-99 | Rate (% p.a.) | 14.00% | 14.00% | 14.00% | 14.00% | 14.00% | 16.00% |
Profit (PKR) | 7,000.00 | 7,000.00 | 7,000.00 | 7,000.00 | 7,000.00 | 8,000.00 | ||
01-Jan-00 | 30-May-00 | Rate (% p.a.) | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 14.00% |
Profit (PKR) | 6,000.00 | 6,000.00 | 6,000.00 | 6,000.00 | 6,000.00 | 7,000.00 | ||
31-May-00 | 30-Jun-00 | Rate (% p.a.) | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 14.00% |
Profit (PKR) | 6,000.00 | 6,000.00 | 6,000.00 | 6,000.00 | 6,000.00 | 7,000.00 | ||
01-Jul-00 | 30-Jun-01 | Rate (% p.a.) | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 12.00% |
Profit (PKR) | 5,500.00 | 5,500.00 | 5,500.00 | 5,500.00 | 5,500.00 | 6,000.00 | ||
01-Jul-01 | 31-Dec-01 | Rate (% p.a.) | 12.20% | 12.20% | 12.20% | 12.20% | 12.20% | 13.20% |
Profit (PKR) | 6,100.00 | 6,100.00 | 6,100.00 | 6,100.00 | 6,100.00 | 6,600.00 | ||
01-Jan-02 | 30-Jun-02 | Rate (% p.a.) | 12.20% | 12.20% | 12.20% | 12.20% | 12.20% | 13.20% |
Profit (PKR) | 6,100.00 | 6,100.00 | 6,100.00 | 6,100.00 | 6,100.00 | 6,600.00 | ||
01-Jul-02 | 31-Dec-02 | Rate (% p.a.) | 10.30% | 10.30% | 10.30% | 10.30% | 10.30% | 11.30% |
Profit (PKR) | 5,150.00 | 5,150.00 | 5,150.00 | 5,150.00 | 5,150.00 | 5,650.00 | ||
01-Jan-03 | 30-Jun-03 | Rate (% p.a.) | 8.50% | 8.50% | 8.50% | 8.50% | 8.50% | 9.50% |
Profit (PKR) | 4,250.00 | 4,250.00 | 4,250.00 | 4,250.00 | 4,250.00 | 4,750.00 | ||
01-Jul-03 | 31-Dec-03 | Rate (% p.a.) | 7.50% | 7.50% | 7.50% | 7.50% | 7.50% | 8.50% |
Profit (PKR) | 3,750.00 | 3,750.00 | 3,750.00 | 3,750.00 | 3,750.00 | 4,250.00 | ||
01-Jan-04 | 30-Jun-04 | Rate (% p.a.) | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 8.00% |
Profit (PKR) | 3,500.00 | 3,500.00 | 3,500.00 | 3,500.00 | 3,500.00 | 4,000.00 | ||
01-Jul-04 | 31-Dec-04 | Rate (% p.a.) | 6.80% | 6.80% | 6.80% | 6.80% | 6.80% | 7.70% |
Profit (PKR) | 3,400.00 | 3,400.00 | 3,400.00 | 3,400.00 | 3,400.00 | 3,850.00 | ||
01-Jan-05 | 30-Jun-05 | Rate (% p.a.) | 6.80% | 6.80% | 6.80% | 6.80% | 6.80% | 7.70% |
Profit (PKR) | 3,400.00 | 3,400.00 | 3,400.00 | 3,400.00 | 3,400.00 | 3,850.00 | ||
01-Jul-05 | 04-Jun-06 | Rate (% p.a.) | 8.40% | 8.40% | 8.40% | 8.40% | 8.40% | 9.60% |
Profit (PKR) | 4,200.00 | 4,200.00 | 4,200.00 | 4,200.00 | 4,200.00 | 4,800.00 | ||
05-Jun-06 | 22-Jun-07 | Rate (% p.a.) | 9.00% | 9.00% | 9.00% | 9.00% | 9.00% | 10.00% |
Profit (PKR) | 4,500.00 | 4,500.00 | 4,500.00 | 4,500.00 | 4,500.00 | 5,000.00 | ||
23-Jun-07 | 23-Jun-08 | Rate (% p.a.) | 9.00% | 9.00% | 9.00% | 9.00% | 9.00% | 10.50% |
Profit (PKR) | 4,500.00 | 4,500.00 | 4,500.00 | 4,500.00 | 4,500.00 | 5,250.00 | ||
24-Jun-08 | 30-Sep-08 | Rate (% p.a.) | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 12.50% |
Profit (PKR) | 5,500.00 | 5,500.00 | 5,500.00 | 5,500.00 | 5,500.00 | 6,250.00 | ||
01-Oct-08 | 31-Nov-08 | Rate (% p.a.) | 12.8% | 12.8% | 12.8% | 12.8% | 12.8% | 14% |
Profit (PKR) | 6400 | 6400 | 6400 | 6400 | 6400 | 7000.00 | ||
01-Dec-08 | 31-Mar-09 | |||||||
Profit (PKR) | 7200 | 7200 | 7200 | 7200 | 7200 | 7600.00 | ||
01-Apr-09 | 30-Jun-09 | |||||||
Profit (PKR) | 6500 | 6500 | 6500 | 6500 | 6500 | 7100.00 | ||
01-Jul-09 | 30-Sep-10 | |||||||
Profit (PKR) | 5800 | 5800 | 5800 | 5800 | 5800 | 6000.00 | ||
01-Oct-10 | Till Date | Rate (% p.a.) | 12% | 12% | 12% | 12% | 12% | 12.80% |
Profit (PKR) | 6000 | 6000 | 6000 | 6000 | 6000 | 6400 |
PROFIT RATES – REGULAR INCOME CERTIFICATES (RIC)
Historical Rates Remained Applicable On Regular Income
Certificates From 13th November, 1996 Onwards
Effective Period | Monthly Profit on Each Rs.100,000/-(Rs) |
Rate (% p.a.) |
|
From | To | ||
13-Nov-96 | 06-Jan-97 | 1,300.00 | 15.60% |
07-Jan-97 | 13-May-99 | 1,500.00 | 18.00% |
14-May-99 | 31-Dec-99 | 1,333.00 | 16.00% |
01-Jan-00 | 30-Jun-00 | 1,166.66 | 14.00% |
01-Jul-00 | 30-Jun-02 | 1,040.00 | 12.48% |
01-Jul-02 | 31-Dec-02 | 880.00 | 10.56% |
01-Jan-03 | 30-Jun-03 | 760.00 | 9.12% |
01-Jul-03 | 31-Dec-03 | 640.00 | 7.68% |
01-Jan-04 | 30-Jun-04 | 580.00 | 6.96% |
01-Jul-04 | 31-Dec-04 | 570.00 | 6.84% |
01-Jan-05 | 30-Jun-05 | 570.00 | 6.84% |
01-Jul-05 | 04-Jun-06 | 740.00 | 8.88% |
05-Jun-06 | 22-Jun-07 | 770.00 | 9.24% |
23-Jun-07 | 23-Jun-08 | 795.00 | 9.54% |
24-Jun-08 | 30-Sep-08 | 960.00 | 11.52% |
01-Oct-08 | 30-Nov-08 | 1108.00 | 13.30% |
01-Dec-08 | 31-03-09 | 1250.00 | 15.00% |
01-Apr-09 | 30-Jun-09 | 1133.00 | 13.60% |
01-Jul-09 | 30-Sep-10 | 1000.00 | 12.00% |
01-Oct-10 | Till Date | 1030.00 | 12.36% |
Note: The above monthly profit has been worked out on Rs.100,000/-.
You can easily calculate profit on your investment by dividing the relevant
amount of the table with 100,000 and then multiplying with the amount you have invested.
PROFIT RATES – PENSIONERS BENEFIT ACCOUNT
Rates Applicable On Pensioners’ Benefit Account
Effective Period | Monthly Profit on Each Rs.100,000/- |
Rate (% p.a.) |
|
From | To | ||
20-Jan-03 | 30-Jun-03 | Rs. 920.00 | 11.04% |
01-Jul-03 | 30-Jun-05 | Rs. 840.00 | 10.08% |
01-Jul-05 | 04-Jun-06 | Rs. 920.00 | 11.04% |
05-Jun-06 | 22-Jun-07 | Rs. 960.00 | 11.52% |
23-Jun-07 | 23-Jun-08 | Rs. 970.00 | 11.64% |
24-Jun-08 | 30-Sep-08 | Rs. 1130.00 | 13.56% |
01-Oct-08 | 30-Nov-08 | Rs. 1250.00 | 15.00% |
01-Dec-08 | 31-Mar-09 | Rs. 1400.00 | 16.80% |
01-Apr-09 | 30-Jun-09 | Rs. 1342.00 | 16.10% |
01-Jul-09 | 30-Sep-10 | Rs. 1180.00 | 14.16% |
01-Oct-10 | Till Date | Rs. 1220.00 | 14.64% |
Note: The above monthly profit has been worked out on Rs.100,000/-. You can easily calculate profit on your
investment by dividing the relevant amount of the table with 100,000
and then multiplying with the amount you have invested.
PROFIT RATES – SPECIAL SAVINGS CERTIFICATES (SSCR)
Historical Rates Remained Applicable On Special Savings Certificates (Regd.)/ Accounts
From 13th November, 1996 Onwards
Effective Period | Periodical Profits On Investment of Each Rs.100,000/- After Completion Of | |||||||
From | To | 06- Months | 01-Year | 1 1/2 Year | 2 Years | 2 1/2 Years | 03-Years | |
13-Nov-96 | 13-May-99 | Rate (% p.a.) | 16.00% | 16.00% | 16.00% | 16.00% | 16.00% | 18.00% |
Profit (PKR) | 8,000.00 | 8,000.00 | 8,000.00 | 8,000.00 | 8,000.00 | 9,000.00 | ||
14-May-99 | 31-Dec-99 | Rate (% p.a.) | 14.00% | 14.00% | 14.00% | 14.00% | 14.00% | 16.00% |
Profit (PKR) | 7,000.00 | 7,000.00 | 7,000.00 | 7,000.00 | 7,000.00 | 8,000.00 | ||
01-Jan-00 | 30-May-00 | Rate (% p.a.) | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 14.00% |
Profit (PKR) | 6,000.00 | 6,000.00 | 6,000.00 | 6,000.00 | 6,000.00 | 7,000.00 | ||
31-May-00 | 30-Jun-00 | Rate (% p.a.) | 12.00% | 12.00% | 12.00% | 12.00% | 12.00% | 14.00% |
Profit (PKR) | 6,000.00 | 6,000.00 | 6,000.00 | 6,000.00 | 6,000.00 | 7,000.00 | ||
01-Jul-00 | 30-Jun-01 | Rate (% p.a.) | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 12.00% |
Profit (PKR) | 5,500.00 | 5,500.00 | 5,500.00 | 5,500.00 | 5,500.00 | 6,000.00 | ||
01-Jul-01 | 31-Dec-01 | Rate (% p.a.) | 12.20% | 12.20% | 12.20% | 12.20% | 12.20% | 13.20% |
Profit (PKR) | 6,100.00 | 6,100.00 | 6,100.00 | 6,100.00 | 6,100.00 | 6,600.00 | ||
01-Jan-02 | 30-Jun-02 | Rate (% p.a.) | 12.20% | 12.20% | 12.20% | 12.20% | 12.20% | 13.20% |
Profit (PKR) | 6,100.00 | 6,100.00 | 6,100.00 | 6,100.00 | 6,100.00 | 6,600.00 | ||
01-Jul-02 | 31-Dec-02 | Rate (% p.a.) | 10.30% | 10.30% | 10.30% | 10.30% | 10.30% | 11.30% |
Profit (PKR) | 5,150.00 | 5,150.00 | 5,150.00 | 5,150.00 | 5,150.00 | 5,650.00 | ||
01-Jan-03 | 30-Jun-03 | Rate (% p.a.) | 8.50% | 8.50% | 8.50% | 8.50% | 8.50% | 9.50% |
Profit (PKR) | 4,250.00 | 4,250.00 | 4,250.00 | 4,250.00 | 4,250.00 | 4,750.00 | ||
01-Jul-03 | 31-Dec-03 | Rate (% p.a.) | 7.50% | 7.50% | 7.50% | 7.50% | 7.50% | 8.50% |
Profit (PKR) | 3,750.00 | 3,750.00 | 3,750.00 | 3,750.00 | 3,750.00 | 4,250.00 | ||
01-Jan-04 | 30-Jun-04 | Rate (% p.a.) | 7.00% | 7.00% | 7.00% | 7.00% | 7.00% | 8.00% |
Profit (PKR) | 3,500.00 | 3,500.00 | 3,500.00 | 3,500.00 | 3,500.00 | 4,000.00 | ||
01-Jul-04 | 31-Dec-04 | Rate (% p.a.) | 6.80% | 6.80% | 6.80% | 6.80% | 6.80% | 7.70% |
Profit (PKR) | 3,400.00 | 3,400.00 | 3,400.00 | 3,400.00 | 3,400.00 | 3,850.00 | ||
01-Jan-05 | 30-Jun-05 | Rate (% p.a.) | 6.80% | 6.80% | 6.80% | 6.80% | 6.80% | 7.70% |
Profit (PKR) | 3,400.00 | 3,400.00 | 3,400.00 | 3,400.00 | 3,400.00 | 3,850.00 | ||
01-Jul-05 | 04-Jun-06 | Rate (% p.a.) | 8.40% | 8.40% | 8.40% | 8.40% | 8.40% | 9.60% |
Profit (PKR) | 4,200.00 | 4,200.00 | 4,200.00 | 4,200.00 | 4,200.00 | 4,800.00 | ||
05-Jun-06 | 22-Jun-07 | Rate (% p.a.) | 9.00% | 9.00% | 9.00% | 9.00% | 9.00% | 10.00% |
Profit (PKR) | 4,500.00 | 4,500.00 | 4,500.00 | 4,500.00 | 4,500.00 | 5,000.00 | ||
23-Jun-07 | 23-Jun-08 | Rate (% p.a.) | 9.00% | 9.00% | 9.00% | 9.00% | 9.00% | 10.50% |
Profit (PKR) | 4,500.00 | 4,500.00 | 4,500.00 | 4,500.00 | 4,500.00 | 5,250.00 | ||
24-Jun-08 | 30-Sep-08 | Rate (% p.a.) | 11.00% | 11.00% | 11.00% | 11.00% | 11.00% | 12.50% |
Profit (PKR) | 5,500.00 | 5,500.00 | 5,500.00 | 5,500.00 | 5,500.00 | 6,250.00 | ||
01-Oct-08 | 31-Nov-08 | Rate (% p.a.) | 12.8% | 12.8% | 12.8% | 12.8% | 12.8% | 14% |
Profit (PKR) | 6400 | 6400 | 6400 | 6400 | 6400 | 7000.00 | ||
01-Dec-08 | 31-Mar-09 | |||||||
Profit (PKR) | 7200 | 7200 | 7200 | 7200 | 7200 | 7600.00 | ||
01-Apr-09 | 30-Jun-09 | |||||||
Profit (PKR) | 6500 | 6500 | 6500 | 6500 | 6500 | 7100.00 | ||
01-Jul-09 | 30-Sep-10 | |||||||
Profit (PKR) | 5800 | 5800 | 5800 | 5800 | 5800 | 6000.00 | ||
01-Oct-10 | Till Date | Rate (% p.a.) | 12% | 12% | 12% | 12% | 12% | 12.80% |
Profit (PKR) | 6000 | 6000 | 6000 | 6000 | 6000 |